new Delhi. If your monthly salary is less than Rs 15000, then make a retirement plan from now. The Prime Minister Shram Yogi Mandhan Yojana (PM Shram Yogi Mandhan Yojana) pension scheme scheme of Modi government can become the support of your old age. In this, after 60 years, you will get a pension of 36 thousand rupees every year. People between the age of 18 to 40 can join to take advantage of this scheme.
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You can get big benefit by saving 2 rupees daily
Explain that there is a provision of monthly contribution of Rs 55 to 200 rupees according to different age in this scheme. If an employee is 18 years old, he will have to deposit 55 rupees every month in Pradhan Mantri Shramayogi Maandhan Yojana. If you look at one day, about 2 rupees are made. If you are older than this, there may be a slight increase in the contribution. As if someone is 29 years old, then to get pension from this scheme, they have to deposit 100 rupees every month till the age of 60 years. On the other hand, if 30 years old people have to contribute Rs 100 and those who are 40 years will have to contribute 200 rupees. As much as the account holder will contribute, the government will contribute equally on its behalf.
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These people can benefit
Home made meds, drivers, plumbers, cobblers, tailors, rickshaw drivers, washermen and agricultural laborers can take advantage of this. The premium will be from 55 to 200 rupees according to age and the government will give the same amount of money. People between 18 and 40 years can register under this scheme. If you already have an EPF / NPS / ESIC account, then your account will not be opened. Income should not be taxable either.
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Registered in this way
To get registered in this scheme you need to have Aadhaar card and Savings account / Jan Dhan account (with IFSC code). Also your own mobile number. For registration in Pradhan Mantri Shramayogi Maandhan Pension Yojana one has to visit the nearby CSC center. After this, the Aadhar card and savings account or Jan Dhan account will have to be given with its IFSC code. Can show passbook, checkbook or bank statement as proof. At the time of opening an account, a nominee can also be registered.
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Cash will have to be given initial contribution
Once your details are fed into the computer, then you will get the information about monthly contribution yourself. Along with this, you have to give the initial contribution in the form of cash. On opening the account you will get a Shramayogi card. You can also get information about this scheme on 1800 267 6888 toll free number.
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