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There are many such schemes of the Post Office, where you can make a lot of money by investing. You can earn a lot of profit by investing small amount of money. Investing in various post office small savings schemes can prove to be a profitable deal. Because, in Post Office Schemes, your money will be completely safe and you will get good returns as well. At the same time, all the post office schemes are run by the central government. In post office schemes, investors also get the benefit of tax rebate under section 80C. In these schemes, the government sets interest rates every quarter.
Kisan Vikas Patra (KVP) )
Your investment in Kisan Vikas Patra Yojana will double in 124 months. Its interest rate has been fixed at 6.9 per cent till the second quarter of 2021 i.e. 30 September. If you invest a lump sum amount of Rs 1 lakh in this scheme, you will get Rs 2 lakh in return on maturity.
National Saving Certificate (NSC)
Maturity of 5 years National Savings Certificate Scheme has a maturity of 5 years. The special thing is that with certain conditions you can withdraw the account amount after the maturity period of 1 year. The interest rates in the National Savings Certificate are set by the government at the beginning of every quarter of the financial year. You can start investing in it from Rs 100. In this, you can take certificates of 100, 500, 1000 and 5000 rupees. The scheme is currently getting 6.8 percent interest annually.
Sukanya Samriddhi Yojana (SSY)
Sukanya Samriddhi Yojana gets an annual interest rate of 8.5% on investment. The parents of this scheme have to invest only for 14 years. After this, maturity is attained when it is 21 years. After 14 years, interest on closing amount will be 8.5% per annum.
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