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LIC Scheme: You can get 2 lakhs from daily savings of 28 rupees, know how to invest


LIC Scheme: You can get 2 lakhs from daily savings of 28 rupees, know how to invest 1

new Delhi. In this difficult time of Corona era, everyone is investing in various schemes to secure their future. In such a situation, people who have less salary can invest in LIC’s special policy and add good money. The Micro Bachat Insurance Policy of Life Insurance Corporation of India (LIC) has been of great use for low earners. In this, you can make up to 2 lakh rupees by saving just Rs 28 daily. So what is policy and how to invest, know the process.

What is the scheme
The scheme of Life Insurance Corporation of India (LIC) is called Micro Savings Insurance Scheme. In this insurance plan, insurance of Rs 50 thousand to 2 lakh will be available. This is a non-linked insurance plan. If someone has given premium for 3 years, then he also gets the facility of loan. If someone does not pay the premium after 3 years, then he will get the facility of insurance for 6 months. On the other hand, if someone pays premium for 5 years, then he will get 2 years auto cover.

Special features related to policy
Micro Savings Insurance Plan Number 851 has a term policy of 10 to 15 years. It can be taken by people between the ages of 18 and 55 years. There will be no need for medical examination. The plan can pay premiums on an annual, half-yearly, quarterly and monthly basis. The maximum age of maturity for this policy will be 70 years. Income tax exemption will also be available under Section 80C on payment received on maturity.

Learn how to get 2 lakh rupees
If a person has taken this policy for 15 years at the age of 35, then he will have to pay a premium of Rs 28 daily, ie Rs 840 a month. On this you will get an insured amount of 2 lakh rupees. If you do not like this after purchasing the policy, then you can surrender the plan within 15 days. In the current policy, you can take a loan of up to 70 percent.


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