PMMY: Government is giving loan of 10 lakh rupees without guarantee in this scheme, apply this way
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PM Mudra Yojana: If you also want to start your own business Opportunity, then the Modi government (Govt Schemes) has brought a great scheme for you, named Pradhan Mantri Mudra Yojana (PMMY). To start a business under this scheme, you can take a loan of Rs 10 lakh without guarantee. You will get a loan within 7 to 10 days of application. Let me tell you that Prime Minister Narendra Modi ( pm modi ) Introduced the Mudra scheme in April 2015.
What is Pradhan Mantri Mudra Yojana?
Under Pradhan Mantri Mudra Yojana, people are given a loan to start their business. The special thing is that you do not need a loan without a guarantee for a loan. The objective of this scheme is to motivate people towards self-employment.
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You will get a loan of 10 lakh rupees
Under Pradhan Mantri Mudra Yojana, you are given a loan of up to 10 lakhs. There are three types of loans. There is a Shishu Mudra loan for small businessmen, in which a loan of up to Rs 50,000 can be taken. At the same time, loans ranging from Rs 50,000 to Rs 5 lakh are given in Kishore Mudra Loans. At the same time, loans ranging from Rs 5 lakh to Rs 10 lakh are available in Tarun Mudra loan.
Loan will be provided without guarantee
The most important thing about PM Mudra Yojana (PMMY) is that it provides loans without guarantee. Apart from this, no processing charge is also charged for the loan. In the Mudra scheme, the repayment period can be extended to 5 years.
Returns are available in the post office more than the bank, know the latest interest rates
How to apply
There is no fixed interest rate under the Pradhan Mantri Mudra Yojana. The minimum interest rate is typically 12%. For the loan under the Mudra scheme, you have to apply to the government or bank branch. For this, you have to provide the ownership or rental documents, work related information, Aadhaar, PAN number and many other documents.
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