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Post Office Schemes: Account opened in post office for just 500 rupees, will be made rich, know how?


Post Office Schemes: Account opened in post office for just 500 rupees, will be made rich, know how? 1

new Delhi.
Post office Schemes: If saving is done under the right time and right planning, then in a few years you can have a lot of money ready. There are many post office schemes where you can get good returns on investment. You can invest in Post Office Sukanya Samriddhi Yojana (SSY Account), Public Provident Fund (PPF). Today we are telling you 5 such best options for investment, where your money will stay safe and give better returns. The best thing is that here you can start investing with just Rs 500.

Sukanya Samriddhi Yojana: 32.8 lakhs to be made everyday with an investment of 200 rupees, apply this way

1. Post Office Public Provident Fund (PPF)
Interest is being paid at the rate of 7.1% per annum on the deposits in the post office public provident fund. Individuals can invest a minimum of Rs 500 and a maximum of 1.5 lakh in a financial year. You can deposit money in the scheme in lump sum or in 12 installments. The maturity period is 15 years. The deduction can be claimed in Section 80C of the Income Tax Act, deposited in the PPF account. The interest paid on it is completely tax free.

2. Sukanya Samriddhi Yojana (SSY)
The investment in Sukanya Samriddhi Yojana is getting an annual interest rate of 7.6%. The parents of this scheme have to invest only for 14 years. After this, maturity is attained when it is 21 years. After 14 years, the closing amount will get interest at 7.6% per annum. In this, you can open an account for 250 rupees. Customers also get the benefit of tax exemption in SSY. Minimum investment of Rs 1000 and maximum of Rs 1.5 lakh can be done every year.

3. Mutual Funds
Mutual funds are also a good option for investment. If you invest Rs 500 monthly in a period of 15 years, you can make Rs 2 lakh at an interest rate of 10%. Apart from this you can earn Rs 1.10 lakh for an investment of Rs 90,000.

Majhi Kanya Bhagyashree Scheme: in this scheme, the family gets 50 thousand rupees, apply this way

4. National Saving Certificate (NSC)
The National Savings Certificate (NSC) is also a good investment option. The maturity period of this scheme is 5 years. The current rate of interest on NSC is 6.8% and interest is compounded annually.


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