new Delhi.
Post Office Monthly Income Scheme: If you are also worried about future financial problems due to Coronavirus and you want to invest in a good place, then Post Office Monthly Saving Scheme (POMIS) for you Is the best option. Because, if you invest here once, you can get an income of 5 thousand rupees every month. The best thing is that your money will also be 100 percent safe in the post office scheme, so you can invest without risk. Let us know that the Post Office Monthly Income Scheme (POMIS) is a government small savings scheme.
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Benefits of post office monthly saving scheme
In the post office monthly saving scheme, you can open an account with a minimum of 1000 rupees. The maturity period of this scheme is 5 years. The special thing is that in this scheme you can be guaranteed income. Under this scheme, two or three persons can open a joint account. In which all account holders will have equal share. Single accounts can also be converted into joint accounts. The limit for joint account holders is Rs 9 lakh. The scheme is getting 6.6 percent interest annually. On completion of the scheme you get your entire deposit capital, which you can reinvest.
How will you get benefit
An investment of Rs 4.5 lakh in the monthly saving scheme of the post office will yield an annual interest rate of Rs 29,700 per year at 6.6. At the same time, if you invest 9 lakhs under a joint account, then you will get 59,400 rupees annually.
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How to open an account?
You can contact your nearest post office to open a post office monthly income account. Here you have to fill a form for the monthly income scheme. After this your account will be opened.