new Delhi. In order to secure our future, we invest and take various types of insurance plans. Nowadays there are many types of insurance plans available in the market. These include life insurance, travel insurance, car insurance etc. Insurance is a must to deal with any accidental disaster. There are many companies and banks in the market, which insures customers. However, in the name of insurance, customers are also being licked. In such a situation, you should take care of some things while buying it.
Avoid obeying the agent: Insurance agents usually make big claims to sell the policy to customers. The most common thing is that the return is guaranteed, you sign the form, next I will fill it all. Most people believe all these things and buy the policy. Basically, the insurance agent tells the customer all the things that the customer finds attractive. It does not provide information about technical things related to the policy. The selling of insurance products by an agent in this way is called Miss Sailing.
Call the insurance company –
Nowadays 24-hour toll-free numbers are available from all insurance companies. For every kind of clarification about the insurance product, you should call these numbers and get all the necessary information. If you ever feel that the agent is telling you some false facts, then please take an explanation on your doubt on the phone at the toll free number of the insurance company.
Avoid misleading phone calls altogether.
The increase of miss selling through misleading phone calls is causing trouble and slander for the insurance industry. In this, the callers give false information such as interest-free loans and huge bonuses and trap customers in the trap. Many times, he surrenders the existing policy and even advises to take a new policy, which causes the customer to suffer double loss. It is important to know whether you are buying the policy from the authentic insurance channel. If you are buying a policy online, check whether the domain of the insurer website is genuine or not.
Always choose the safe payment option –
Insurers should always opt for the secure payment option for payment. Customers can pay premiums directly to insurance companies by check, debit and credit card or online methods. By doing this you will have proof to whom you have paid. This will also ensure that the agent from whom you have purchased the policy is not putting the premium money in his pocket.