new Delhi. Everyone survives from the beginning so that there is no problem with money in old age. It becomes even more necessary for those working in the unorganized sector. Because there is no fixed source of earning, it is very important to invest them. In such a situation, the Atal Pension Yojana run by the government is very beneficial. This is a good scheme for low earners. In this, savings of just 42 rupees can also be made to get pension for life.
What is Atal Pension Yojana (APY)
It is a social security scheme of the central government. Monthly pension ranging from 1 to 5 thousand can be taken in it. This is a beneficial scheme for those working in the unorganized sector such as laborers, daily workers, private workers etc. The most important thing about this government scheme is that the sooner the investment will be made in this scheme, the more funds will be deposited.
Benefits of the scheme
1. You can invest in Atlant Pension Scheme with just Rs 42. The shareholder age must be 18 years. If you deposit 42 rupees per month, then at the age of 60 years you will get a pension of 1 thousand rupees per month.
2. People who want a monthly pension of 5 thousand rupees will have to deposit 210 rupees every month. You will get pension after the age of 60.
3. Under the scheme, if the person dies before 60 years, his wife can continue to deposit the money in the scheme and get pension every month after 60 years.
4. If the wife does not want to deposit the money, then she can claim the lump sum deposited so far.
5. There is another option in this scheme, under which the nominee will get the money of the scheme if the wife of Ashandarak also dies.